Trade Bitcoin for USD Coin. No hidden fees.

Go to Trade in your Ledn account, select the BTC/USDC pair, enter the amount you want to trade, and confirm. The exchange happens instantly at the quoted rate — no order book, no waiting. Your USDC lands in your Transaction Account immediately.

Same process in reverse. Select USDC/BTC in the Trade tab, enter your USDC amount, review the rate, and confirm. You can trade any amount — there's no minimum trade size beyond the platform minimums.

You trade at a 0.5% spread on the mid-market rate — the same transparent spread across all 10 trading pairs. For context, many exchanges typically charge 1–3.5% on similar trades. The rate you see quoted is the rate you get, with no hidden fees added at checkout.

Ledn sources rates from reputable liquidity providers and applies a flat 0.5% spread. There are no volume tiers, no loyalty tokens required, and no rate surprises. The same spread applies whether you're trading $50 or $500,000.

When you trade on Ledn, your assets stay within your Ledn Transaction Account throughout. Ledn does not lend out assets held in Transaction Accounts to generate interest, and has a perfect record of protecting client assets since 2018. The same custody standards that apply to your Bitcoin apply to USDC and all other assets on the platform.

Yes. USDC in your Transaction Account can be used directly to repay a Ledn loan — you no longer need to do an off-platform trade first. Loan disbursements and repayments in USDC are now fully supported alongside USD₮ and USA₮.

It depends on your goal. If you need dollars and want to maintain full BTC exposure, a loan lets you keep your BTC as collateral and get it back when you repay — no taxable event, no lost upside. If you want to reduce BTC exposure or rebalance into stablecoins, a trade may be the cleaner move. Some clients do both: trade a portion into USDC for liquidity while leaving the rest as loan collateral.

Trades are instant. Once you confirm the trade, your USDC appears in your Transaction Account immediately. There are no settlement delays, no pending periods, and no gas fees — it's an on-platform trade, not an on-chain transaction.

Yes. Ledn now supports 10 trading pairs across 5 assets: BTC, XAUt (gold), USD₮, USA₮, and USDC. You can trade between any combination in a single step — all at the same 0.5% spread with zero trading fees.

Yes — the minimum trade size is $50 USD (or equivalent in the asset you're trading). There's no maximum.

To see if Trade is available in your jurisdiction, check using our product eligibility tool.