Trade USA₮ for USD Coin. No hidden fees.

Go to Trade in your Ledn account, select the USA₮/USDC pair, enter the amount you want to trade, and confirm. The exchange happens instantly at the quoted rate — no order book, no waiting. Your USDC lands in your Transaction Account immediately.

Same process in reverse. Select USDC/USA₮ in the Trade tab, enter your USDC amount, review the rate, and confirm. You can trade any amount — there's no minimum trade size beyond the platform minimums.

You trade at a 0.5% spread on the mid-market rate — the same transparent spread across all 10 trading pairs. For context, many exchanges typically charge 1–3.5% on similar trades. The rate you see quoted is the rate you get, with no hidden fees added at checkout.

Both USA₮ and USDC are pegged to the US dollar, so the rate between them stays close to 1:1. Ledn applies a flat 0.5% spread on the mid-market rate — the same as every other pair on the platform. There are no hidden fees added at checkout.

The most common reason is utility: a specific Ledn product, loan repayment, or external transfer may require a particular stablecoin. Trading on-platform lets you convert instantly without withdrawing funds, using a third-party exchange, or paying network fees.

When you trade on Ledn, your assets stay within your Ledn Transaction Account throughout. Ledn does not lend out assets held in Transaction Accounts to generate interest, and has a perfect record of protecting client assets since 2018. The same custody standards apply to every asset on the platform.

Yes. Both USA₮ and USDC in your Transaction Account can be used directly to repay a Ledn loan. Loan disbursements and repayments in both stablecoins are fully supported.

Trades are instant. Once you confirm the trade, your USDC appears in your Transaction Account immediately. There are no settlement delays, no pending periods, and no gas fees — it's an on-platform trade, not an on-chain transaction.

Yes. Ledn now supports 10 trading pairs across 5 assets: BTC, XAUt (gold), USD₮, USA₮, and USDC. You can trade between any combination in a single step — all at the same 0.5% spread with zero trading fees.

Yes — the minimum trade size is $50 USD (or equivalent in the asset you're trading). There's no maximum.

To see if Trade is available in your jurisdiction, check using our product eligibility tool.