Hold the world’s hardest physical asset. Digitally.

Gold (XAU₮) is now available in your Ledn Transaction Account. Each token represents one troy ounce of physical gold held in Swiss vaults - pair it with bitcoin as part of a long-term asset allocation strategy.
1 XAU₮ = 1 troy oz physical gold
Stored in Swiss vaults
Verifiable on-chain
Backed by Tether
Available on Ledn since June 2026
What is XAU₮?

Gold, the way it was always meant to be held.

XAU₮ (Tether Gold) is a digital asset where each unit represents one fine troy ounce of physical gold on a specific gold bar held in a professional vault facility in Switzerland.

Unlike paper gold or ETFs, XAU₮ is designed to represent an interest in allocated physical gold held by the issuer that can be verified on-chain at any time — combining the characteristics of physical gold with the flexibility of digital assets.
Gold backing per token
Swiss vault storage
Gold has been used as a store of value for thousands of years
Ledn assets — now incl. XAU₮

Why Bitcoin + Gold?

Two assets that some investors use as part of a long-term wealth preservation strategy.
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Bitcoin
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Digital scarcity — 21 million coins, mathematically enforced
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Non-sovereign — bitcoin is not issued by any government or central bank
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Programmable — collateralisable, transferable globally in minutes
8-year track record on Ledn — borrow against it without selling
Gold (XAU₮)
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Physical scarcity — millennia of history as a store of value
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Non-sovereign — independent of any single nation's monetary policy
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Verifiable — on-chain proof linking to specific bars in Swiss vaults
Now tradeable on Ledn — across 3 XAU₮ pairs including BTC/XAU₮

What you can do with gold on Ledn

Today and on the roadmap — your gold, your options.
Hold gold digitally
Store XAU₮ in your Ledn Transaction Account — primarily in cold storage, subject to the same custody framework used for supported digital assets on Ledn. Deposit and withdraw at any time.
Trade across 4 XAU₮ pairs
Instantly swap XAU₮ against BTC, USD₮, USA₮, or USDC — all on-platform with no fees. Rebalance between gold and your other assets in seconds.
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Borrow against your gold
XAU₮-backed loans are on the roadmap for later in 2026. Unlock liquidity from your gold holdings without selling — the same way Ledn works for bitcoin today.
Coming soon

Start holding gold on Ledn today.

Built on eight years of serving digital asset clients, and the same Open Book transparency that makes Ledn a trusted name in bitcoin lending.

Gold (XAU₮) questions
answered

What is XAU₮?

XAU₮ (pronounced “zow-tee”) is Tether Gold — a digital token where each unit represents one troy fine ounce of physical gold held in a Swiss vault. It combines the stability of real gold with the flexibility of a digital asset, letting you hold, transfer, and use gold without needing to store it yourself.

Can I use gold (XAU₮) as collateral for a loan?

Not yet — but it’s coming. Later this year, you’ll be able to use XAU₮ as collateral for a loan on Ledn, giving you access to liquidity without selling your gold position. Stay tuned for updates.

What can I do with XAU₮ on Ledn today?

Right now, you can hold XAU₮ in your Ledn Transaction Account and trade it against bitcoin, USDT, and USDC across 10 integrated pairs — all on one platform. Gold-backed loans are coming later this year, and we’ll keep you posted as we roll out more features.

Is XAU₮ the same as “digital gold” or “Tether Gold”?

Yes — XAU₮ is the ticker symbol for Tether Gold, often referred to as digital gold. It is issued by Tether and backed 1:1 by allocated physical gold bars stored in Switzerland. Each XAU₮ token represents ownership of one troy ounce of physical gold held in Swiss vaults. Holders can use Tether’s lookup tool to identify the specific gold bar(s) backing their tokens, including the bar’s serial number, weight, and purity.

How do I get XAU₮ into my Ledn account?

There are two ways to get XAU₮ into your Ledn account. You can deposit XAU₮ directly by sending it to your unique deposit address found in the Deposits section of your account — XAU₮ runs on the Ethereum network (ERC-20), so make sure you’re sending from a compatible wallet. Or, if you already have stablecoins or bitcoin on Ledn, you can trade them for XAU₮ directly on the platform without needing to go through an external exchange.

Can I buy XAU₮ on Ledn?

Not with fiat currency — but if you already hold stablecoins or bitcoin on Ledn, you can trade them for XAU₮ directly on the platform. If you’re starting from scratch, you’ll need to acquire XAU₮ or stablecoins through an external exchange first, then deposit into your Ledn account.

Am I eligible to use these products?

Eligibility depends on your country of residence. Ledn’s gold products are not available in all jurisdictions. Check product availability here >

Is the physical gold actually mine?

Each XAU₮ token is backed by allocated gold — meaning specific bars are reserved for token holders, not pooled. Tether publishes on-chain proof of reserves so you can verify the backing at any time.

What happens to my XAU₮ if Ledn or Tether experiences issues?

Your XAU₮ remains on-chain and the underlying gold is held by Tether, not Ledn. If you withdraw XAU₮ to a self-custody wallet, you control the associated private keys – review Ledn’s custody disclosures for full details.

Are there fees for depositing or withdrawing XAU₮?

Ledn does not charge deposit fees for XAU₮. Withdrawals may be subject to a network (gas) fee. Check the fee schedule in your account for current rates.

How is XAU₮ different from gold ETFs or gold certificates?

Unlike ETFs, XAU₮ lives on a public blockchain — you can hold it in your own wallet, transfer it globally without a broker, and use it on platforms like Ledn. There are no management fees, and you don’t need a brokerage account to hold it.

Can I withdraw my XAU₮ at any time?

Yes — as long as your XAU₮ is not pledged as collateral on an active loan, you can withdraw it to any compatible Ethereum wallet at any time.