Bitcoin-backed Loans
Our Bitcoin-backed loans are a fast, easy way to access dollars without selling your BTC.
Our Rates
50%
Loan-to-value ratio (LTV)
Starting at 10.4%
Annual interest rate
Starting at 12.4%
Annual Percentage Rate (APR)*
How to get a Bitcoin-backed loan
Applying is easy and quick, with loans approved within 24 hours.
The Ledn difference
Access funds easily
Ledn loans are simple and accessible. All you need is the equivalent of least 1,000 USD in BTC collateral and you may be automatically approved for a loan without any further credit checks.
Tax efficient
Unlike a sale of BTC for dollars, a Ledn loan is normally not a taxable event, and the interest you pay on the loan may even be tax deductible.
Fast & flexible
Loans are typically funded within 24 hours of approval. Pay off your loans at any time without penalties. No monthly payments are required.
Bitcoin loan calculator
Bitcoin-backed loans are denominated in US dollars. However, they can be funded in your preferred currency.
12-month
50%
Starting at 13.4%
The information shown on the calculator is hypothetical and for illustrative purposes only and does not represent a commitment to lend. Ledn Loans availability may vary based on jurisdiction. Read our Risk Disclosure Statement and Disclaimers for more information.
Your Bitcoin Loan questions answered
Bitcoin-backed loans are a fast and convenient way to access USD denominated loans using your bitcoin as collateral. They can be disbursed in your local currency.
To qualify for a Bitcoin-backed loan, you only need to have a minimum of at least 1,000 USD in BTC collateral.
Log into our platform ledn.io, and select your type of loan from the top menu, then follow the instructions presented on the screen after clicking on "Apply for a loan".
Loans can be funded in USD, USDC or your local currency. The loan will be denominated in US dollars regardless of the currency in which it is disbursed.
Our Bitcoin-backed loans are available almost everywhere in the world, however, there are countries and states that may have certain partial or total restrictions. To find out if you are eligible, please contact support@ledn.io.
Yes. You can repay the loan before the maturity date without any penalties.
