Transaction & Growth accounts
Growth accounts let you hodl and earn up to 8.5% APY*. Grow your assets while knowing you are benefiting from industry leading safeguards.
Supported digital assets
We pride ourselves of only supporting reliable digital assets. We will never offer a coin that we would not be comfortable with using ourselves.
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Our products
Growth account
Transaction account
Our Growth account rates
How-To-Use: Ledn Growth Accounts
BTC, ETH, USDT & USDC Growth Accounts let you hold and earn passive income.
With no minimum balance and no locked-in term, Ledn makes it easy to start earning interest right away while maintaining the flexibility to withdraw as needed. These new savings accounts give you more visibility in how the yield is generated via a new client dashboard. Ledn’s Growth accounts are ring-fenced, so you’re only exposed to the counterparties that generate your yield. This means you aren’t affected in the unlikely event of a Ledn bankruptcy.
The Ledn difference
More control over your assets
Our savings experience provides two dedicated accounts for each digital asset. Choose between the interest-earning Growth account and the non interest-earning Transaction account based on your goals.
Safety
Growth accounts act as a ring-fence for the assets they hold, linking them solely to the counterparties that generate your yield. Any potential losses from Ledn’s other activities or an unlikely event of bankruptcy will not affect Growth account assets.
Transparency
Gain clearer insights into how interest is generated with our revamped client dashboard, including Ledn's Open Book Report.
Access
Your Growth account, like all yield-generating products, come with risks. In the event of a non-performing loan with one of the institutional counterparties that generates yield for your Growth account, you will still be able to quickly access unimpaired funds.
Trust
You benefit from Ledn’s vetting, underwriting, and risk management policies. As the global leader in crypto lending, you can rely on a safe and secure savings experience.
"As a Latino I have never had such an easy option to save in digital dollars and earn interest. Thank you Ledn. Problem solved! I know I'm able to obtain liquidity in a pinch without the need of selling my bitcoin."
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