Better Rates. Same Gold-Standard Protection. Introducing Ledn’s new loan rates.

At Ledn, we believe that competitive pricing and the safety of your bitcoin should never be at odds. You no longer have to choose between a great rate and the safety of your bitcoin. At Ledn, you get both.

That is why we are introducing transparent loan pricing that gives you access to our best rates ever, directly on the platform.

Starting today, larger loans unlock lower rates. No complexity, no fine print. Just better pricing for you as your borrowing needs grow, with rates starting as low as 9.99% APR. No waiting. Just access to our best rates ever, instantly.

How It Works

Ledn now offers four clear pricing levels for all new loans, refinances, and renewals. Your rate is determined by the size of each individual loan, so as your borrowing needs grow, your interest rate drops. It is that simple.

Every rate is displayed upfront on the platform. Whether you are borrowing $5K or $5M, you can see your exact rate before you apply. Use our loan calculator to find the rate that fits your needs.

*Rates are current as of March 26th 2026 and are subject to change. Simple-interest calculation. Tiered pricing is available in all jurisdictions where Ledn operates; rate values may vary by jurisdiction.

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Competitive Rates, Zero Compromises on Security

This is an important point: a better rate at Ledn never means higher risk for your bitcoin.

Some lenders lower their rates by lending client assets to generate interest or taking on risks behind the scenes. We do not do that. Our tiered rates apply to the same Custodied Loan model that has protected client assets for 8 years. Your bitcoin remains 1:1 custodied, never lent out for interest, and backed by our $10B+ track record with a perfect history of protecting client assets.

You no longer have to choose between a great rate and the safety of your bitcoin. At Ledn, you get both.

What This Means for You

If you are a new client: 

See competitive rates upfront. Understand exactly what rate you qualify for based on your individual loan amount, and structure your loan to access the best rate tier available. Apply for a loan and your rate is applied automatically.

If you are an existing client: 

New loans automatically benefit from tiered pricing based on each individual loan amount. Your existing loans maintain their original rates until you choose to refinance or they mature for renewal, at which point the current tiered rates will apply.

No action is required on your part. The tiered rates automatically apply based on your individual loan amount. 

If you have questions about how the new pricing works for your situation, reach out to us at support@ledn.io.

The Same Ledn Experience You Trust

Better pricing does not mean a different product. Everything that makes Ledn's bitcoin-backed loans the industry standard stays the same:

• Funded in 12 hours with no credit checks
• No monthly payments and no early repayment penalties
• Your bitcoin stays custodied and is never lent out for interest
• Auto top-up, LTV alerts, and partial repayments to keep you in control
• Transparent pricing across your entire experience: loan rates, trade spreads, Proof of Reserves, and Open Book reports
• Available in 100+ countries, from $500 to $5M

Transparent by Design

Transparent pricing is part of our broader commitment to showing our work, not just talking about it. At Ledn, every trade, every loan, and every fee is completely visible. From our Proof of Reserves to our Open Book reports, we have built our business around transparency. Better pricing for larger loans is a natural extension of that philosophy.

See Your Rate Today

We built this pricing because our clients told us they wanted access to more competitive rates without jumping through hoops, and without sacrificing the security and simplicity they came to Ledn for. We listened.

Visit the platform to see your rate, or use our loan calculator to explore your options. Whether you are taking your first bitcoin-backed loan or optimizing an existing strategy, you will find the most competitive rates in our history, backed by the same gold-standard protection.

You no longer have to choose between a great rate and the safety of your bitcoin. At Ledn, you get both.

Never sell your bitcoin. Borrow against it.

The Ledn Team

_{Ready to see your rate? Start your loan application and experience bitcoin-backed lending with transparent tiered pricing.}