Bitcoin loan calculator

Bitcoin-backed loans are denominated in US dollars. However, they can be funded in your preferred currency.

USD
Warning symbol
The minimum loan amount is $500 USD
Larger loans qualify for lower rates. Adjust the amount to see how much you can save.
BTC
USDC Logo
Your collateral is held securely in custody with Ledn or our trusted partners – never lent out to earn interest. Learn how Ledn keeps your collateral safe
Set by loan amount
10.99%
< 250,000 USD
10.49%
250,000+ USD
9.99%
500,000+ USD
9.75%
1 million+ USD
9.25%
2 million+ USD
USD
USDC
USD₮
USA₮
Warning symbol
The minimum loan amount is $500 USD
50%
Notification at 70% LTV. Liquidation at 80% LTV.
Apply now
Funded in USD once collateral is received.
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The information shown on the calculator is hypothetical and for illustrative purposes only and does not represent a commitment to lend. Ledn Loans availability may vary based on location. Read our Risk Disclosure & Disclaimers Statement for more information.

HOW IT WORKS

How a Bitcoin-backed loan works

Apply, transfer collateral and receive your funds. Then monitor your loan, manage your LTV and repay through your account.
01
Apply
Choose your loan amount
02
Collateral
Transfer your Bitcoin
03
Funding
Receive your funds
04
Manage
Monitor LTV and Auto Top-up
05
Repay
At maturity, or repay early
Open an account

Loans are denominated in US dollars, but can be funded in your preferred currency.

Why use Ledn for your Bitcoin loan?

01

Fast access to cash without selling your Bitcoin

Receive your funds within 12 hours of submitting collateral, enabling swift access to cash without selling digital assets.

02

Flexible

No credit checks or monthly payment requirement, making it easier to focus on your financial strategy.

03

Held securely

Collateral is held in custody with Ledn or our funding partner or financing vehicle. Neither Ledn nor our funding partners nor any financing vehicles have the right to lend out the collateral.

04

Widely available and accessible

Loans starting as low as 500 USD.

05

Proven track record

Ledn has processed over 11 billion USD in digital asset loans since 2018, with zero losses of client funds. Backed by TrustPilot reviews that reflect our reliability.

06

Maximize your gains

Features like loan rebalancing and partial repayments help you capitalize on Bitcoin price movements instantly, so you can optimize your returns.

FAQ

Your Bitcoin loan questions, answered.

Visit the Help Center →
What are Bitcoin-backed loans?

Bitcoin-backed loans are a fast and convenient way to access USD denominated loans using your bitcoin as collateral. They can be disbursed in your local currency.

Is there a minimum amount for a Bitcoin-backed loan?

To qualify for a Bitcoin-backed loan, you only need to have a minimum of at least 1,000 USD in BTC collateral.

How do I open a Bitcoin-backed loan?

Log into our platform ledn.io, and select your type of loan from the top menu, then follow the instructions presented on the screen after clicking on "Apply for a loan".

What currency can I get my loan in?

Loans can be funded in USD, USDC or your local currency. The loan will be denominated in US dollars regardless of the currency in which it is disbursed.

Are Bitcoin-backed loans available in my country?

Our Bitcoin-backed loans are available almost everywhere in the world, however, there are countries and states that may have certain partial or total restrictions. To find out if you are eligible, please contact support@ledn.io.

Can I pay back my loan before the end of the 12-month term?

Yes. You can repay the loan before the maturity date without any penalties.