Termos de serviço

Rev. 11/3/2026

FACTS

WHAT DOES LEDN US LLC DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and transaction history Account balances and wire transfer instructions Account transactions and assets
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Ledn US LLC chooses to share; and whether you can limit this sharing.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and transaction history
Account balances and wire transfer instructions
Account transactions and assets

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Ledn US LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Ledn US LLC share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For our marketing purposes— to offer our products and services to you	YES	NO
For joint marketing with other financial companies	NO	We don’t share.
For our affiliates’ everyday business purposes— information about your transactions and experiences	YES	NO
For our affiliates’ everyday business purposes— information about your creditworthiness	NO	We don’t share.
For our affiliates to market to you	NO	We don’t share.
For nonaffiliates to market to you	NO	We don’t share.

To limit our sharing	Visit us online: privacy@ledn.io Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?	Go to privacy@ledn.io or help@ledn.io

To limit our sharing

Visit us online: privacy@ledn.io

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Go to privacy@ledn.io or help@ledn.io

Who we are
Who is providing this notice?	Ledn US LLC
What we do
How does Ledn US LLC protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Ledn US LLC collect my personal information?	We collect your personal information, for example, when you open an account or apply for a loan make deposits or withdrawals from your account or show your government-issued ID Give us your contact information
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include 21 Technologies Inc., Ledn Cayman SEZC Inc., Ledn EEC S.L., Ledn Inc., Ledn Global PA Capital Inc., Ledn UK Ltd., UC SA I Company, and UT SA I Company.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates with which we may share can include financial companies and non-financial companies that assist with identity verification, fraud prevention, custody, payment processing, and other services.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Ledn US LLC does not jointly market.
Other important information
You may have other privacy protections under applicable state laws. To the extent these state laws apply, we will comply with them when we share information about you. California residents: In accordance with California law, we will not share information we collect about you with companies outside of our affiliates, except as permitted by law, including, for example, with your consent or to service your account. We will limit sharing among our affiliates to the extent required by California law.

Termos de serviço

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