Looking to unlock liquidity without selling your Bitcoin? Ledn offers verified reserves, simple loan terms, and fast funding. No multisig setup required.
See how it compares to Unchained Capital and why Bitcoin holders who value speed, clarity, and compliance choose Ledn.
Ledn vs Unchained Capital: What’s the difference?
Unchained Capital offers multisignature custody services and Bitcoin-backed loans through a collaborative key model. Clients manage key agents or hold private keys themselves, making the platform popular among those with advanced custody preferences.
Ledn is built for people who want straightforward access to capital using their Bitcoin. There’s no selling, managing keys, or navigating complex custody structures. It offers loans backed by Bitcoin with verifiable custody, no monthly payments, and fast approvals.
Ledn Cayman SEZC Inc., which provides Ledn’s lending products (other than Ledn Growth accounts), is regulated as a Virtual Asset Service Provider (VASP) by the Cayman Islands Monetary Authority (CIMA).
At a glance: Ledn vs Unchained Capital
3 reasons to choose Ledn
1. Audited transparency, not layered complexity
Ledn was the first digital asset lender to complete an independent Proof-of-Reserves attestation and publishes these audits every six months. All custody terms are clearly disclosed. With Unchained Capital, custody is split across multiple parties, requiring users to navigate key-sharing models.
2. Fast, accessible borrowing
Ledn loans start at just $500 and are typically funded within 24 hours. There’s no technical setup or multisig wallets. Unchained Capital loans can involve a longer onboarding process, including the creation of multisignature vaults.
3. Built for borrowing, not just custody
Ledn is purpose-built for borrowing against Bitcoin. There are no platform tokens, no yield products, and no complex layers. Instead, you get simple, transparent loans designed for Bitcoin holders who want liquidity without compromising on security or control.
We are bigger than all other crypto lenders...combined
Ledn is the biggest consumer crypto lender, with over $9 billion in loan originations since 2018 thanks to our unbroken track record.
Loans funded since 2018
%201.png)
Your collateral is secure
Collateral is held in custody with Ledn or our funding partner. Neither Ledn nor our funding partners have the right to lend out the collateral. Your Bitcoin is safe.
Unmatched speed and flexilibity
Once collateral is received, our current funding ETA is 6.9 hours with no credit checks required. Repay whenever you want, without penalty. Use our auto top up feature to protect your collateral from Bitcoin price fluctuations.
We strive for ever-more competitive rates
We are committed to offering the most competitive rates possible to our customers.
Global accessibility is at the core of our mission
We believe in the power of Bitcoin to provide fair access to credit, no matter where you’re located.
.png)
Why hodlers love Ledn
Ledn is gonna take over
Ledn's Founding Story
What started as a passion project with a few close colleagues has grown to a global company with 50+ employees, offering a full suite of lending, savings and trading products in over 120 countries. Ledn strives to improve the everyday lives of Bitcoin holders today, while building generational wealth for the future. Through its products & services, Ledn makes a difference in the lives and futures of its clients - in real terms.