Looking to borrow against your Bitcoin without taking on unnecessary risk? Ledn offers verifiable custody, audited reserves, and transparent loan terms.
See how it compares to Celsius and why responsible Bitcoin holders choose Ledn.
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Ledn vs Celsius: What’s the difference?
Celsius promised high yields and crypto-backed loans, but its lack of transparency, unclear custody practices, and risky lending strategies contributed to its 2022 collapse. Billions in client assets were frozen, and its founder was later convicted of fraud.
Ledn was built differently. It’s designed from the ground up for security, regulatory clarity, and long-term trust. It offers Bitcoin-backed loans with no monthly payments and clear protection.
Ledn Cayman SEZC Inc., which provides Ledn’s lending products (other than Ledn Growth accounts), is regulated as a Virtual Asset Service Provider (VASP) by the Cayman Islands Monetary Authority (CIMA).
3 reasons to choose Ledn
1. Transparency you can verify
Ledn is one of the only crypto lenders to complete independent Proof-of-Reserves attestations, which are reviewed by a certified public accountant every six months. These audits allow clients to verify that their balances are fully accounted for.
2. A proven track record of responsible lending
Since 2018, Ledn has originated over $6.5 billion in Bitcoin-backed loans with zero client asset losses. During major downturns Ledn’s systems, safeguards, and proactive communication help clients manage risk and avoid unnecessary liquidations.
3. No hidden risks or platform tokens
Ledn loans are simple, asset-backed, and transparent. There are no native tokens, no yield incentives, and no hidden mechanisms. Clients are not exposed to the added risk of token-based schemes or speculative asset management.
We are bigger than all other crypto lenders...combined
Ledn is the biggest consumer crypto lender, with over $9 billion in loan originations since 2018 thanks to our unbroken track record.
Loans funded since 2018
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Your collateral is secure
Collateral is held in custody with Ledn or our funding partner. Neither Ledn nor our funding partners have the right to lend out the collateral. Your Bitcoin is safe.
Unmatched speed and flexilibity
Once collateral is received, our current funding ETA is 6.9 hours with no credit checks required. Repay whenever you want, without penalty. Use our auto top up feature to protect your collateral from Bitcoin price fluctuations.
We strive for ever-more competitive rates
We are committed to offering the most competitive rates possible to our customers.
Global accessibility is at the core of our mission
We believe in the power of Bitcoin to provide fair access to credit, no matter where you’re located.
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Why hodlers love Ledn
Ledn is gonna take over
Ledn's Founding Story
What started as a passion project with a few close colleagues has grown to a global company with 50+ employees, offering a full suite of lending, savings and trading products in over 120 countries. Ledn strives to improve the everyday lives of Bitcoin holders today, while building generational wealth for the future. Through its products & services, Ledn makes a difference in the lives and futures of its clients - in real terms.