Looking to borrow against your Bitcoin? Ledn offers verified custody, fair pricing, and open access.
See how it compares to Strike and why more Bitcoin holders are making the switch.
.png)
Ledn vs Strike: What’s the difference?
Strike recently entered the Bitcoin lending space, offering terms that favour large US-based clients while requiring monthly fiat payments
Ledn has specialised in Bitcoin-backed lending since 2018. It’s built for long-term holders seeking a transparent, secure, and user-friendly way to access capital. Ledn doesn’t lend out client assets, doesn’t require monthly payments, and has a public record of biannual Proof-of-Reserves audits.
Ledn Cayman SEZC Inc., which provides Ledn’s lending products (other than Ledn Growth accounts), is regulated as a Virtual Asset Service Provider (VASP) by the Cayman Islands Monetary Authority (CIMA).
At a glance: Ledn vs Strike
Top 3 reasons why Ledn is the trusted choice
1. Verifiable Custody and Compliance
Ledn was the first digital asset lender to complete an independent Proof-of-Reserves attestation. Strike has never published one.
2. Fair, Global Access
Ledn offers loans starting at $500 and serves clients in over 120 countries. Strike originally required $85,000 in BTC and only recently lowered its minimum to $10,000. Strike’s best rates are reserved for clients with over $10 million in Bitcoin, pricing most users out.
3. No Monthly Payments
Ledn doesn’t require monthly interest payments. All interest accrues until the end of the loan term, with no prepayment penalties. Strike requires monthly fiat payments, creating friction for international users and adding cost and complexity.
Why bitcoin holders choose Ledn over Strike
Ledn was built for Bitcoiners. Its lending model is simple, secure, and transparent. There are no gimmicks or market-timing pivots.
Custody First
Client assets stay in cold storage with a qualified custodian.
Global Fairness
A Bitcoin in Lagos is treated the same as a Bitcoin in London. Ledn doesn’t price loans based on client wealth. Strike’s pricing model penalises smaller clients.
No Monthly Fiat Stress
Ledn’s model supports users who are long Bitcoin and don’t want to sell or send fiat every month. Strike’s monthly interest payments can be a burden, especially for global users relying on wire transfers or remittance services.
We are bigger than all other crypto lenders...combined
Ledn is the biggest consumer crypto lender, with over $9 billion in loan originations since 2018 thanks to our unbroken track record.
Loans funded since 2018
%201.png)
Your collateral is secure
Collateral is held in custody with Ledn or our funding partner. Neither Ledn nor our funding partners have the right to lend out the collateral. Your Bitcoin is safe.
Unmatched speed and flexilibity
Once collateral is received, our current funding ETA is 6.9 hours with no credit checks required. Repay whenever you want, without penalty. Use our auto top up feature to protect your collateral from Bitcoin price fluctuations.
We strive for ever-more competitive rates
We are committed to offering the most competitive rates possible to our customers.
Global accessibility is at the core of our mission
We believe in the power of Bitcoin to provide fair access to credit, no matter where you’re located.
.png)
Why hodlers love Ledn
Ledn is gonna take over
Ledn's Founding Story
What started as a passion project with a few close colleagues has grown to a global company with 50+ employees, offering a full suite of lending, savings and trading products in over 120 countries. Ledn strives to improve the everyday lives of Bitcoin holders today, while building generational wealth for the future. Through its products & services, Ledn makes a difference in the lives and futures of its clients - in real terms.