Access dollars without
selling your Bitcoin
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Bitcoin loan calculator
Bitcoin-backed loans are denominated in US dollars. However, they can be funded in your preferred currency.
The information shown on the calculator is hypothetical and for illustrative purposes only and does not represent a commitment to lend. Ledn Loans availability may vary based on jurisdiction. Read our Risk Disclosure Statement and Disclaimers for more information.
Bitcoin-Backed Loans, Done Right.
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reduce liquidation risk
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How a Bitcoin-backed loan works
Submit your loan application
Deposit your BTC
Receive your funds
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When you have a question, a person answers it
Your Bitcoin Loan questions answered
You’ll need at least $1,000 in Bitcoin collateral to qualify.
Absolutely. Repay anytime before the 12-month term ends with no penalties.
No monthly payments. From January 1, 2027, accrued interest and applicable fees must be paid in full at maturity or when you refinance before maturity. This applies to existing loans. Eligible remaining principal can roll into a new term once accrued fees are settled and LTV is below 65%.
50%
The collateral you post to secure your loan may only be re-posted by Ledn to a trusted institutional USD funding partner, such as a bank, credit fund or other corporate funding partner.
Collateral is held securely in segregated on-chain addresses that are verifiable by Ledn, ensuring that the collateral is legally ring-fenced from a funding partner’s assets and protected even in the unlikely bankruptcy of our funding partner.
Collateral is held securely in custody throughout the loan. Neither Ledn nor the institutional partner has the right to lend out your collateral to generate interest.
You can see which products are available to you at https://help.ledn.io/hc/en-us/p/eligibility.
Loans are funded in USD, USDC, or your local currency, but are denominated in USD.
Log into ledn.io, select your type of loan from the top menu, then click "Apply for a loan".
Ready to Unlock Your Bitcoin’s Potential?
This content is being provided to you for informational purposes only and does not constitute legal, financial, investment, or tax advice nor a recommendation by Ledn to buy, sell, or hold any digital asset or product referenced in the content. Terms, conditions, and restrictions depending on your jurisdiction of residence apply to each product you choose to take out. For more information, please visit ledn.io/legal/disclaimers
*Once collateral is received